Credit Score
  • This website and the information, tools and material contained in it (“Site”) are not directed to, or intended for distribution to or use by, any person or entity who is a citizen or resident of or located in any jurisdiction where such distribution, publication, availability or use would be contrary to law or regulation or which would subject Credit 4 Loan (“Company”) to any registration or licensing requirement within such jurisdiction.

  • This Site is subject to periodic review, update and revision. Materials should only be considered current as of the date of initial publication appearing thereon, without regard to the date on which you may access the information. The Company maintains the right to delete or modify information on this Site without prior notice.

  • Past financial performance should not be taken as an indication or guarantee of future performance, and no representation or warranty, express or implied is made regarding future performance.

  • Credit 4 Loan the brand of Credit 4 Loan has launched a free online service though its trademark product, Score Planner, which simulates the estimated range of credit score with personalized product recommendations from Credit 4 Loan, for the users at the Site www.credit4loan.com, subject to the following terms and conditions:

  • You agree that the use of the said service implies consent to the ‘Terms of Use’, the ‘Privacy Policy’ and the ‘Terms and Conditions’ as contained on the Site and the terms and conditions of the Disclaimer herein.

  • The Company reserves its right to decide the criteria based on which you would be allowed to avail of the said services.

  • The service cannot be construed as a representation of the actual credit score or range of credit score provided by the Credit Information Company or by any other credit institution in a manner prescribed under the Credit Information Companies Act, 2005 read with the allied Credit Information Companies Rules, 2006. Accordingly, you should contact the Credit Information Company or any other credit institution being a member of the Credit Information Company to obtain the actual credit score or range of credit score.

  • The Company or any of its directors/employee/agents/affiliates shall not be liable for any damages or claims on account of the simulated range of credit score not being the same or similar to the actual credit score or range of credit score.

  • The said service is provided to enable Users to understand their creditworthiness, borrowing power and savings potential. Users are advised to use the estimated range of credit score for the purpose of information only and rely on their own judgment while making the financial decisions.

  • The Company or any of its directors/ employee/ agents/ affiliates cannot in any manner be held liable for any damages suffered by the User on account of any financial decisions taken by the User or by anyone on its behalf on the basis of the interpretation, if any, of the estimated credit score. Such interpretation, if any, may only reflect the personal views of the contributors or the other users of the Site for which the Company or any of its directors/ employee/ agents/ affiliates cannot in any manner be held liable. The Company may only recommend personalized products for saving or improvement of credit score based on the estimate range of credit score, which is at the option of the User to avail, subject to the any agreement, governing use of the said products. The advice to you must be specific to the various circumstances of each person’s situation, and general information provided on this Site should not be used as a substitute for the advice of competent legal counsel.

  • The contents of this disclaimer and the Site cannot be copied, reproduced, republished, uploaded, posted, transmitted or distributed for any non-personal use without obtaining prior permission from the Company. The Company reserves the right to terminate the accounts of Users, who violate the intellectual property rights (including trademark, copyright, patent, design or any other intellectual property rights) pertaining to this Disclaimer, including the trademark, Credit Score Simulator, in addition to necessary and appropriate legal action.

  • Without prejudice to anything contained herein above, you agree that the said service cannot be suitably and accurately provided, if the information/data provided by you in response to the questions for the purpose of availing the service is inaccurate/false/misleading/deceptive in any manner.

  • The Company understands the sensitivity of the information/ data provided by you and shall take steps to ensure that the collection, processing, collating, recording, preservation, secrecy, sharing and usage of the said information is duly protected against any loss or unauthorized access or use or unauthorized disclosure thereof.

  • You grant an irrevocable right to the Company or any one on its behalf to contact you on the basis of the contact information provided by you while availing the said service and further to recommend personalized products for improvement of your credit score.

  • You agree that

  • (a) the access to this Site and the information contained herein is not unlawful under the applicable laws of the jurisdiction where I am resident and from where I am accessing this site.

  • (b) Access to information on this Site does not in any manner constitute an offer to any stake in the Company.

  • (c) No regulatory body or similar authority in any jurisdiction, unless specifically mentioned, has reviewed or in any way passed upon or endorsed the information on this Site and any representation to the contrary may be construed as an offence under applicable laws.

  • You specifically agree that the Company shall not be responsible for unauthorized access to or alteration of your transmissions or data, any material or data sent or received or not sent or received, or any transactions entered into through this Site. You specifically agree that the Company is not responsible or liable for any threatening, defamatory, obscene, offensive or illegal content or conduct of any other party or any infringement of another's rights, including intellectual property rights. You specifically agree that the Company is not responsible for any content sent using and/or included in this Site by any third party.

  • In no event shall the Company and/or its suppliers be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of this site/services, with the delay or inability to use this Site/ services or related services, the provision of or failure to provide services, or for any information, products, services and material obtained through this site, or otherwise arising out of the use of this Site/ services, whether based on contract, tort, negligence, strict liability or otherwise, even if the Company or any of its suppliers has been advised of the possibility of damages.

  • Any dispute arising out of the terms of this disclaimer shall at the first level be redressed before the Grievance Officer, appointed by the Company. Failing, redressal at the first instance; the dispute shall be settled by arbitration by a single Arbitrator to be appointed by the Company. The arbitration shall be held, in Mumbai, in accordance with the provisions of the Arbitration and Conciliation Act, 1996.The Courts in Mumbai shall subject to the above, have exclusive jurisdiction.

  • If you are dissatisfied with any portion of this Site/ services, or if you do not agree to any of the terms mentioned in this Disclaimer pertaining to the use of this service, your sole and exclusive remedy is to discontinue using this Site/ services, you cannot avail the said service.


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